HDFC Life Sanchay Plus
A savings cum insurance plan with guaranteed1 returns to help you achieve your financial goals.
UIN: 101N134V20
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99.39% paid claims ratio3
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Single pay option is available
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Guaranteed1 income till age 99 years
Disclaimer
- 1.Provided all due premiums have been paid and the policy is in force.
- 2.This option is available for entry ages 50 to 65 years.
- 3.Individual death claim settlement ratio by number of policies as per audited annual statistics for FY 2022-23.
Safeguard your family’s future with our Insurance Plans
Why Choose HDFC Life Sanchay Plus?
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Safeguard your family's future with life cover.
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Enjoy a consistent retirement income through the Life Long Income Option.2
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Benefit from guaranteed1 payouts.
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Choose from flexible income terms of 10, 12, 25, 30 years, or lifelong.
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Take advantage of tax benefits in accordance with prevailing tax laws.3
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Receive a refund of total premiums paid at the end of the payout period.4
Disclaimer
- 1.Provided all due Premium(s) have been paid and the policy is in force.
- 2.This plan option is available if you are between the ages of 50 to 65 years.
- 3.Tax benefits are subject to provisions as per Income Tax Act, 1961. Tax laws are subject to changes.
- 4.Applicable for life long and long term income option.
Not sure which insurance suits your needs?
Talk to us! Let us help you.
Mail us: outreach.insurance@incredwealth.com
Call us: 08047593769
Frequently Asked Questions
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HDFC Life's Sanchay Plus is a savings cum insurance plan that offers guaranteed returns and helps you achieve your financial goals.
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There are four plan options available under HDFC Life Sanchay Plus:
Guaranteed Maturity: This option offers a guaranteed Maturity benefit payable as Lump Sum at the end of policy term.
Guaranteed Income: This option offers a guaranteed regular income for a fixed term of 10 or 12 years.
Life Long Income: This option offers guaranteed regular income up to age 99 years plus return of premium at the end of Payout Period.
Long Term Income: This option offers guaranteed regular income for a long term of 25 or 30 years plus return of premium at the end of payout period.
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Sanchay Plus works by allowing you to invest a lump sum amount or make regular premium payments over a specified period. The plan offers guaranteed additions throughout the policy term and a maturity benefit at the end of the term.
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The key benefits of the Sanchay Plus plan include guaranteed additions, a maturity benefit, life insurance coverage, tax benefits, and the option to choose from multiple premium payment and policy term options.
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The policy term and premium payment option depend on your financial goals, risk appetite, and other factors. It's important to assess your needs and consult with our relationship manager who can guide you in selecting the optimal policy term and premium payment option for you.
To learn more, connect with us. Click here
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- Yes, to some extent. The Sanchay Plus plan offers flexibility in selecting the policy term, premium payment frequency, and the option to enhance your coverage by adding riders or additional benefits. However, the customization options may vary based on the specific features of the plan.