InCred Wealth

Systematically pay premiums for a set premium payment duration.
Select the deferment period to delay annuity payouts.
Guaranteed¹ lifetime income.
Choose to receive annuity payments monthly, quarterly, semi-annually, or annually.
Opt for the return of total premiums paid upon death.

Not sure which insurance suits your needs?

What does HDFC Life Systematic Retirement Plan entail?

HDFC Life Systematic Retirement Plan is an Individual/Group, Non-Participating, Non-Linked, Savings Deferred Annuity Plan. This plan empowers you to systematically save for your retirement years, offering flexibility in choosing your premium payment term, deferment period, and annuity payout date.
What is meant by the deferment period?

The deferment period commences from the policy's inception. At the conclusion of the deferment period, the annuitant receives the first annuity payment, retrospectively as per the chosen frequency. The annuitant selects the deferment period at the policy's outset, which may differ from the premium payment term.
Can I modify my premium payment term and deferment period during the policy term?

No modifications are permitted during the policy term. Once chosen, the premium payment term and deferment period remain unchanged throughout the policy's duration.
What are the salient features of the plan?

HDFC Life Systematic Retirement Plan offers the following key attributes:

Option to defer annuity payouts by selecting the deferment period.

Guaranteed lifelong income by systematically paying premiums for a limited term.

Flexibility to receive annuity payments monthly, quarterly, semi-annually, or annually.

Option for the return of total premiums paid upon death.

Fixed guaranteed annuity rate established at policy inception, maintained throughout the policy term.

Disclaimer
- Amount of guaranteed income will depend upon premiums paid subject to applicable terms and conditions.