HDFC Life Click 2 Achieve

Achieve your financial goals with this versatile savings plans.

UIN: 101N186V02

  • Customize the benefits according to your needs and preferences.

  • Enjoy the assurance of guaranteed1 benefits.

  • Flexibility in choosing the desired benefits.

  • Benefits increase up to 10% annually18.

Safeguard your family’s future with our Insurance Plans

Why choose HDFC Life Click 2 Achieve ?

  • Experience the security of a guaranteed19 immediate income that can be tailored to a duration of your choice to meet your specific needs.

  • Customise your plan by choosing from various options for lump sum payments, periodic income, or money-back features.

  • Personalise the death benefit multiple to align with your preferences.

  • Determine the desired income amount that caters to your individual needs and lifestyle.

  • Select between a consistent guaranteed19 income throughout the income period or an escalating income over time.

  • Provide peace of mind for your child's future with a built-in premium waiver in unfortunate events like death, critical illness, or total permanent disability.

  • Recognize and reward exceptional achievements with the Outstanding Achievement Award.

Not sure which insurance suits your needs?

Talk to us! Let us help you.

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Call us: 8044633460

Frequently Asked Questions

  • Savings plans are life insurance products that offer the dual benefit of insurance coverage and savings. These plans require regular premium payments for a predetermined term or until maturity. The plans provide a guaranteed sum assured plus a bonus and can help individuals build wealth over time while also securing their financial future.

  • InCred Wealth in partnership with HDFC Life offers various savings plans, including endowment plans, money-back plans, guaranteed savings plans, child plans, and retirement plans. These plans cater to different financial goals, including long-term saving, wealth creation, and retirement planning.

  • The amount of investment in a savings plans depends on your financial goals, risk appetite, and income level. InCred Wealth offers a range of savings plans with flexible premium payment options that enable individuals to choose a premium amount that suits their budget and financial requirements.

  • InCred Wealth website offers the facility to purchase HDFC Life Savings plans through our platform. Customers can enter their details on our website, and our Relationship Manager will reach out to them to complete the purchase process.

    • 1. Provided all due premiums have been paid and the policy is in force.
    • 2. Lump sum benefit is available under Guaranteed Maturity option. Regular Income is available under Guaranteed Income, Long Term Income and Life Long Income options.
    • 3. Applicable on choosing a policy term as (100 - age at entry) years.
    • 4. This applies to Income Variant, whereby guaranteed income is paid on survival of Life Assured during the policy term, provided all due premiums are paid during the premium payment term
    • 5. ROP – Return of Premiums. This applies to Income variant, whereby all base premiums are returned to policyholder on survival of Life Assured at maturity, provided all due premiums are paid during the premium payment term.
    • 6. This feature is available in select products under the savings category. Please read the product brochure of your selected product to know the details.
    • 7. The Guaranteed Additions will accrue at the rate of 3% p.a. of Sum Assured on maturity during the first 5 policy years and are payable at maturity or death, whichever is earlier.
    • 8. Premium amount excludes any underwriting extra premiums, any loading for modal premium and taxes and levies as applicable.
    • 9. Please refer Auto Cover Continuance section in the brochure.
    • 10. Total Premiums Paid is the total of all the premiums received, excluding any extra premium, any rider premium and taxes.
    • 11. As per Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.
    • 12. Subject to conditions specified u/s 80C of the Income tax Act, 1961.
    • 13. Subject to conditions specified u/s 10(10D) of the Income tax Act, 1961.
    • 14. This is applicable for first year premium only for premium paying term (PPT) of 12 & 15.
    • 15. Guaranteed Income Benefit (GIB) is paid on survival during the income payout term, provided all due premiums are paid during the premium payment term. The last installment of GIB is paid as part of maturity benefit and other installments are paid as part of survival benefits during the policy term
    • 16. Quantum of benefits is guaranteed irrespective of the experience.
    • 17. Save 46,800 on taxes if the insurance premium amount is Rs.1.5 lakh per annum and you are a Regular Individual, Fall under 30% income tax slab having taxable income less than Rs. 50 lakh and Opt for Old tax regime.

      # The afore stated views are based on the current Income-tax law. Also, the customer is requested to seek tax advice from his Chartered Accountant or personal tax advisor with respect to his personal tax liabilities under the Income-tax law.

    • 18. 1 to 10% Simple Interest per annum, depending upon the increasing income percentage chosen. Applicable for Early income and income structure
    • 19. Flexibility to choose Death Benefit, Premium Payment Term, Policy Term, Benefit Structure as per structure chosen by customer
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