HDFC Life Smart Protect Plan

Ensure your long-term savings goals are met while enjoying the added benefit of life cover with this plan.

UIN: 101L175V01

  • Loyalty Additions

  • Level or Decreasing cover plan options

  • Capital Guarantee plan option

Safeguard your family’s future with our Insurance Plans

Why choose HDFC LIFE Smart Protect Plan?

  • Enhance the value of your funds with four different types of Loyalty Additions: Return of 2X to 3X Mortality Charge, Return of 2X Premium Allocation Charge, Return of Fund Management Charge, and Return of 2X of Investment Guarantee Charge.

  • Regardless of market fluctuations, receive a Minimum Assured Benefit1 in the form of a capital guarantee.

  • Optimize your investment returns by choosing from six different Funds2.

  • Enjoy flexibility when it comes to premium payment options, with the choice of Regular or Limited (5 to 12 years) premium payment.

  • Tailor your Death Benefit Cover by reducing it after a chosen period under the Decreasing Cover and Decreasing Cover with Capital Guarantee plan options.

Not sure which insurance suits your needs?

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Call us: 8044633460

Frequently Asked Questions

    • 1. Available under Level Cover with Capital Guarantee and Decreasing Cover with Capital Guarantee plan options
    • 2. With unlimited free Switching. Available under Level Cover and Decreasing Cover
    • The Unit Linked Insurance products do not offer any liquidity during the first five years of the contract. The policyholders will not be able to surrender/withdraw the monies invested in Unit Linked Insurance Products completely or partially till the end of fifth year.

    • HDFC Life Smart Protect Plan (UIN: 101L175V01) is a unit linked, non-participating individual life insurance product. Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. HDFC Life Insurance Company Limited is only the name of the Insurance Company, HDFC Life is only the name of the brand and HDFC Life Smart Protect Plan (UIN: 101L175V01) is only the name of the unit linked life insurance contract. The name of the company, name of the brand and name of the contract does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document of the insurer. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.

    • T&C

    • 1. The above stated tax benefits are subject to the provisions & conditions mentioned in the existing Income Tax Act, 1961. Tax Laws are also subject to change from time to time. This material has been prepared for information purposes only, should not be relied on for tax or accounting advice. The customer is requested to seek tax advice from his/her Chartered Accountant or personal tax advisor with respect to his/her personal tax liabilities under the Income-tax law
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