Designed for Protection. Linked to Markets.
Access market-linked opportunities through structures designed to protect capital and participate in market performance.
Market-Linked Debentures
They offer a structured way to participate in market performance while seeking to protect principal. Their pre-defined, conditional payouts are linked to the performance of an underlying market index.
At InCred Wealth, we evaluate MLD structures across issuers and underlying indices, assessing the terms, risk-return profile and suitability for your portfolio. It is structured investing, backed by research.
Secured. Index-Linked. Pre-Defined.
Structure matters. So does suitability. We focus on both.
Secured Debenture
Backed by the assets and investments of the issuer, hypothecated in favour of an independent debenture trustee.
Index-Linked Payout
A pre-defined, conditional payout structure linked to the performance of an underlying market index.
Insights on Market Linked Debentures
Market Linked Debentures (MLDs): What They Are, How They Work, and What to Check Before You Invest
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Conversations Worth Your Time
Frequently Asked Questions
MLDs may suit investors looking for market-linked return potential with a defined level of downside protection, depending on the structure.
Unlike plain debt, MLD returns are linked to the performance of an underlying market index and are defined by the terms of the issue.
Yes. Each MLD has a pre-defined term sheet outlining the underlying index, maturity, payout conditions, and applicable protection features, allowing investors to understand the potential outcomes upfront.
MLDs are generally designed to be held until maturity. Investors should be comfortable with the investment horizon and the possibility that exiting before maturity may involve liquidity and pricing considerations.
Yes. MLDs can complement traditional equity and debt allocations by offering a structured, market-linked return profile with defined payout conditions and, where applicable, downside protection.
