Predictable Income. Institutional Execution.
Access India's fixed income market with the depth of a dedicated bond desk, direct market access, and no counterparty risk. PSU bonds, corporate bonds, quasi-sovereign issuers, all in one place.
Fixed income that earns its place in serious portfolios.
Bonds are debt instruments issued by governments, public sector units, and corporations to raise capital. In return, investors receive regular coupon payments and the return of principal at maturity. For HNI and UHNI investors, bonds offer predictable income, capital preservation, and a structural counterbalance to equity volatility.
InCred Wealth’s dedicated BondDesk gives you direct market access to a curated universe of fixed income instruments, backed by institutional execution capabilities through InCred Capital’s WDM and DCM desk.
Across the issuer spectrum
Our bond desk covers the full range of investment-grade fixed income issuers in India.
PSU Bonds
Public Sector Undertakings
NTPC, NHAI, REC, PFC, and other government-backed entities. High credit quality with a yield pickup over sovereign securities.
Corporate
Rated Corporates and NBFCs
Investment-grade bonds and NCDs from India’s leading corporates and non-banking finance companies, rated by CRISIL, ICRA, and CARE.
Quasi-Sovereign
State Development Loans and Agencies
Instruments carrying implicit or explicit government support, offering a yield premium over central government securities with comparable safety.
Direct market access. Institutional depth.
Most preferred bond desk for many large institutions, reflected in market share handled by the team.
Best execution for buying and selling
Our wealth bond desk helps clients get the best available price on bond transactions, drawing on InCred Capital's institutional market presence and deal flow.
Institutional counterparty network
The InCred Capital WDM and DCM desk transacts with mutual funds, banks, insurance companies, and large corporates, giving our wealth clients access to depth the retail market cannot match.
No counterparty risk
All deals are settled through BSE and NSE exchange platforms via ICCL, eliminating counterparty risk entirely. Your transaction settles through a regulated clearing corporation.
Curated issuer universe
We deal extensively in PSU bonds, corporate bonds, and quasi-sovereign issuers. Every instrument is evaluated for credit quality, liquidity, and fit within your portfolio context.
Insights on Bonds
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The value of the Indian Rupee relative to the US Dollar is again in the spotlight. As it nears a new low, fears of imported inflation,…
Inflation Hedging Strategies for High Net Worth (HNI) Investors
In an increasingly interconnected global economy shaped by fiscal expansion, supply-chain realignment, energy transition, and geopolitical…
RBI’s Latest Rate Cut: What It Means for Debt Investors & Borrowers
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Frequently Asked Questions
Bonds can provide portfolio stability, regular income, and diversification from equities. Depending on the investment objective, they may help preserve capital, generate predictable cash flows, or manage overall portfolio volatility.
Each serves a different purpose. Government bonds are generally considered lower risk, corporate bonds may offer higher yields with varying credit risk, and tax-efficient bonds can provide attractive post-tax returns for eligible investors. The right choice depends on your risk appetite, tax considerations, and investment goals.
Investors should assess more than just the coupon rate. Key considerations include the issuer’s credit quality, maturity profile, yield to maturity, interest rate sensitivity (duration), liquidity, and how the bond complements the broader portfolio.
Bond prices and interest rates generally move in opposite directions. Rising interest rates may reduce the market value of existing bonds, while falling rates can increase their value. The extent of this impact depends on the bond’s duration and maturity.
Individual bonds offer defined cash flows and maturity dates, while bond funds provide diversification, professional management, and easier access to a broader range of fixed income securities. The appropriate approach depends on your income requirements, investment horizon, and portfolio strategy.
