Your Portfolio. Managed with Purpose.
InCred Vantage is our customised portfolio management offering for clients who want a disciplined, professionally managed approach across asset classes, with fiduciary responsibility at every step.
Three mandates. One platform.
Choose the level of management and discretion that fits your needs, from full advisory control to fully delegated portfolio management.
Non-Discretionary
NDPMS Vantage
Multi-Asset Portfolio Management
A client-owned portfolio built across direct equity, mutual funds, bonds, AIFs, and other investment products. Every decision is recommended by us and approved by you. Full control, professional guidance.
Covers
Direct Equity | Mutual Funds | Bonds| AIFs | Other Products
Discretionary
DPMS Omni Alpha
Equity Mutual Fund Portfolio
A fully discretionary portfolio of equity mutual funds. Our team manages the selection, allocation, and rebalancing on your behalf within agreed parameters. Designed for investors who want professional management without day-to-day involvement.
Covers
Equity Mutual Funds | Discretionary Management
Advisory Only
Advisory
Investment Advice Without Execution
For clients who wish to retain full execution and custody responsibility but want access to InCred Wealth’s research, views, and portfolio recommendations. Advice-only, no product push.
Covers
Research and Views | Portfolio Recommendations | No Custody
Frequently Asked Questions
The right approach depends on how involved you want to be in investment decisions. Non-Discretionary PMS allows you to approve every recommendation, Discretionary PMS delegates portfolio management to investment professionals within agreed guidelines, while Advisory provides research and recommendations without execution or custody.
Non-Discretionary PMS is designed for investors who value professional advice but prefer to retain decision-making authority. It offers a collaborative approach where investment recommendations are made by the portfolio manager and executed only with the client’s approval.
Discretionary PMS allows experienced portfolio managers to make timely investment decisions, rebalance portfolios, and respond to changing market conditions without requiring client approval for each transaction, while remaining aligned with the client’s investment mandate.
Rather than evaluating investments in isolation, a professionally managed portfolio focuses on overall asset allocation, risk management, diversification, and long-term portfolio objectives. The emphasis is on how each investment contributes to the portfolio as a whole.
Portfolios are reviewed on an ongoing basis and may be rebalanced when market conditions, valuations, or your financial objectives warrant changes. The objective is to ensure the portfolio remains aligned with its intended strategy and risk profile.
